Decided finally what to do:
Paid $640.55 to Am Ex -- paid new charges, interest and $200 on the balance.
Paid $553.06 on MC - paid new charges, interest and $100.00 on balance.
I still have $300 cash to deposit and next month is a 3 pay period month which is so nice. The third check no insurance is taken out so should be around $1000 instead of $600. Can't wait.
This month's debt goal is to get below $30,000. I will need $2301 paid to do this. It can happen but I need to sell some things, be real frugal and just put everything to debt.
An Alternative Style of Life
Saturday, April 27, 2013
Friday, April 26, 2013
Financial Friday
This week was productive.
* Balanced checkbook.
* Transferred $600 from Ally to checking
* Transferred $300 from Credit Union to checking
* Transferred $400 from savings to checking.
* Am working on determining how to split up money for credit card payments.
* Am working on listing school books on amazon, on my Etsy account and putting some stuff on E-bay. Also we have a local trading post on Facebook that people seem to be doing very well selling items...so will try that too.
Started working out at the gym tonight, walked 3 miles. Membership is free because as a benefit from where I work. Working up to a half marathon in September. I have a long way to go, lot of walking, lot of losing weight before that is going to happen.
* Balanced checkbook.
* Transferred $600 from Ally to checking
* Transferred $300 from Credit Union to checking
* Transferred $400 from savings to checking.
* Am working on determining how to split up money for credit card payments.
* Am working on listing school books on amazon, on my Etsy account and putting some stuff on E-bay. Also we have a local trading post on Facebook that people seem to be doing very well selling items...so will try that too.
Started working out at the gym tonight, walked 3 miles. Membership is free because as a benefit from where I work. Working up to a half marathon in September. I have a long way to go, lot of walking, lot of losing weight before that is going to happen.
Friday, April 12, 2013
Financial Friday
Not much this week.
Submitted my receipts for my Medical Reimbursement Account. Need to sit down with the family and figure out how to spend the rest, who needs dental appointments, who needs glasses before the end rush to get the money spent. My portion was about $80.00.
Won $41 at the casino.
I ended up sick so didn't do much of anything except work and sleep.
Submitted my receipts for my Medical Reimbursement Account. Need to sit down with the family and figure out how to spend the rest, who needs dental appointments, who needs glasses before the end rush to get the money spent. My portion was about $80.00.
Won $41 at the casino.
I ended up sick so didn't do much of anything except work and sleep.
Wednesday, April 10, 2013
Knitting and Reading
Love to knit and love to read.
Still slogging through The 12 Tribes of Hattie. I want to get it done so I can sell it while the book is still relatively new.
There has been production since I last blogged. I have finished a dishcloth. Really, I love to have a dishcloth on the needles, very easy to take with you. Some people are so, "I'm never knitting a dishcloth" but they are quick and easy doses of success.
Next I have almost finished a Green Bay Packer hat. All that is left is the tassels. The yarn is crappy acrylic but it was on sale, it looked like a fun easy knit and it was.
Lastly I have started my 2nd sock. Actually I had forgotten that I had the one sock done, was digging around and tada, there is was, so might as well finish it. Love the yarn, love the color Regalia Kaffe Fassett.
Froze 9 bags of asparagus tonight. Unfortunately I picked up our Bountiful Basket this past week, had purchased a case of asparagus and didn't get to it until tonight. It was starting to go bad. It was a great deal, I would like to buy more case specials like that but not if I can't get to it. I also got a case of 8 containers of strawberries. Three of those were eaten fresh, I froze 4 bags for smoothies and make 6 pints of jam. It seems so early to be starting preserving but with the prices I can get the produce for it is well worth it.
Can't wait to see what others have posted at Ginny at Small Things.
Still slogging through The 12 Tribes of Hattie. I want to get it done so I can sell it while the book is still relatively new.
There has been production since I last blogged. I have finished a dishcloth. Really, I love to have a dishcloth on the needles, very easy to take with you. Some people are so, "I'm never knitting a dishcloth" but they are quick and easy doses of success.
Next I have almost finished a Green Bay Packer hat. All that is left is the tassels. The yarn is crappy acrylic but it was on sale, it looked like a fun easy knit and it was.
Lastly I have started my 2nd sock. Actually I had forgotten that I had the one sock done, was digging around and tada, there is was, so might as well finish it. Love the yarn, love the color Regalia Kaffe Fassett.
Froze 9 bags of asparagus tonight. Unfortunately I picked up our Bountiful Basket this past week, had purchased a case of asparagus and didn't get to it until tonight. It was starting to go bad. It was a great deal, I would like to buy more case specials like that but not if I can't get to it. I also got a case of 8 containers of strawberries. Three of those were eaten fresh, I froze 4 bags for smoothies and make 6 pints of jam. It seems so early to be starting preserving but with the prices I can get the produce for it is well worth it.
Can't wait to see what others have posted at Ginny at Small Things.
Thursday, April 4, 2013
Financial Friday
What a phenomenal week. Things kept going well....will try to keep them going.
3/27 - Transferred $62.00 from paypal to checking.
3/27 - Paid $200 for Haiti trip.
3/27 - Paid AmEx $704.46
3/27 - Paid MC $236.63
3/29 - Deposited a portion of my tax return $1900.00 (we used a portion for home improvement, this was the balance that was mine).
4/1 - Deposited $180.00 ($40 son taxes I fronted him; $140 in cash won at casino)
4/2 - Paid MC $800.
4/2 - Paid AmEx $1000.14
4/2 - Purchased Bountiful Basket food $59.50
4/4 - Paid MC $600
4/4 - Paid AmEx $600
4/5 - Payroll
Balances will be updated. So excited with the progress this week.
3/27 - Transferred $62.00 from paypal to checking.
3/27 - Paid $200 for Haiti trip.
3/27 - Paid AmEx $704.46
3/27 - Paid MC $236.63
3/29 - Deposited a portion of my tax return $1900.00 (we used a portion for home improvement, this was the balance that was mine).
4/1 - Deposited $180.00 ($40 son taxes I fronted him; $140 in cash won at casino)
4/2 - Paid MC $800.
4/2 - Paid AmEx $1000.14
4/2 - Purchased Bountiful Basket food $59.50
4/4 - Paid MC $600
4/4 - Paid AmEx $600
4/5 - Payroll
Balances will be updated. So excited with the progress this week.
Sunday, March 31, 2013
Regroup
Time to regroup the blog. Back from Haiti, it was a phenomenal experience. It makes you very aware of how lucky we are to be born in the United States and how very blessed we are.
Last week's financial transactions didn't get done and I combined them with this weeks, will update on Friday.
Hope everyone had a very blessed Easter.
Last week's financial transactions didn't get done and I combined them with this weeks, will update on Friday.
Hope everyone had a very blessed Easter.
Friday, March 15, 2013
Financial Friday
Trying to pack for trip, leaving on Sunday, cannot wait. Haiti here I come. I am hoping for a life changing experience, probably have put too high of expectations. I want to make a difference. Am having a little bit of restlessness.
Anyway money $$$$$.
Paid $300 on Mastercard. I want to be at my goal of 8700, but I have used this card for a few items for the trip so in actuality I am not going to update the tickler bar until after I get the bill and pay for any charges made this month.
Paid $367.18 on American Express. Weird number I know. I charged $167.18 on this card and will not be charging anything else. Will pay off what was charged and a little extra.
Worked 1 hour of overtime.
Didn't hear from the job I put an online application in for (hate those) ...so very random if you get selected. But, am going to put in for a promotion where I am currently working. If I get it I dread telling my boss, like will be so sick and unable to sleep dread it.
This paying off my credit cards is going slow. There is a big job fair on 04/03 for a new grocery store in town. That is where I am contemplating getting a part-time job. $12.50 for cashiers, not bad for part time. I will get tired but I need to get moving on these debts. It was so much more fun to buy the stuff than it is to pay it off. Plus there are things I want to purchase with cash once the debt is under control/paid off.
Only one book on e-bay sold for $34.00, greatly disappointed but my husband is right that it is not the right time. Will try again at the end of the summer. Huge yard sale coming up this summer too, 1/4 of the garage needs to be cleaned out.
Now the big dilemma is how much knitting to take. Will I even get the needles on the plane. We have a 4 hour layover one place and 9 coming back. If I have nothing to do I will shop which is not a good thing. So a book and knitting to occupy my time will definitely help.
Anyway money $$$$$.
Paid $300 on Mastercard. I want to be at my goal of 8700, but I have used this card for a few items for the trip so in actuality I am not going to update the tickler bar until after I get the bill and pay for any charges made this month.
Paid $367.18 on American Express. Weird number I know. I charged $167.18 on this card and will not be charging anything else. Will pay off what was charged and a little extra.
Worked 1 hour of overtime.
Didn't hear from the job I put an online application in for (hate those) ...so very random if you get selected. But, am going to put in for a promotion where I am currently working. If I get it I dread telling my boss, like will be so sick and unable to sleep dread it.
This paying off my credit cards is going slow. There is a big job fair on 04/03 for a new grocery store in town. That is where I am contemplating getting a part-time job. $12.50 for cashiers, not bad for part time. I will get tired but I need to get moving on these debts. It was so much more fun to buy the stuff than it is to pay it off. Plus there are things I want to purchase with cash once the debt is under control/paid off.
Only one book on e-bay sold for $34.00, greatly disappointed but my husband is right that it is not the right time. Will try again at the end of the summer. Huge yard sale coming up this summer too, 1/4 of the garage needs to be cleaned out.
Now the big dilemma is how much knitting to take. Will I even get the needles on the plane. We have a 4 hour layover one place and 9 coming back. If I have nothing to do I will shop which is not a good thing. So a book and knitting to occupy my time will definitely help.
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