You know the dumb part of debt besides the fact that you are in debt, is the amount you pay for the privilege to be in debt. Between my two credit cards I pay $13.81 per day (based on 30 days per month) to be in debt. That works out to $20.72 per working day per month (based on 20 days per month). I have to work two hours per working day just for the privilege of owing someone money. When you figure it out like that, how foolish was I.
Keep in mind when I write I am only talking about my personal situation not making judgments on anyone else. We all have our own story.
Right now I am irritated with myself and need to get my butt moving to get this paid off faster.